Federal PLUS Loans (Parent Loans)
This is a loan that your parent takes out on behalf of you (the student). Only students that are considered to be dependent for financial aid purposes are eligible to have their parents take out this loan. Parents normally do have to pass a credit check to receive this loan. MHCC will not process a PLUS loan application until the student has completed the FAFSA and gone through the entire aid process to see what other aid the student is eligible for.
PLUS checks are normally mailed to your parent if you are meeting all compliance requirements and your student account is paid in full. Repayment begins within 60 days after your parent receives their disbursement.
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